Fast, Easy, and Affordable
Credit Repair Powered by AI
No more guessing, no more expensive credit repair companies. AI finds errors, writes expert dispute letters, and tells you exactly what to do.
Just print, sign, and mail.
How it Works
Let AI Fix Your Credit—No Contracts, No Hassle, No Expensive Fees.
AI Scans Your
Credit Report
Instantly find inaccurate, outdated, and negative items that qualify for repair.
AI Writes Expert Dispute Letters
Get expertly trained crafted dispute letters backed by proven strategies.
You Simply Print, Sign, and Mail
Because letters come from you, lenders take them seriously—giving you the best chance for success.
Why AI Is Better Than Traditional Credit Repair:
AI Does It Smarter, Faster, and Cheaper.
You Stay in Control
With traditional credit repair companies, you have no visibility into the process. With CreditMojo.ai, you know exactly what’s being disputed and why—because AI creates customized letters tailored to your unique credit situation.
Lenders Take You More Seriously
When a credit repair company sends dispute letters on your behalf, lenders often ignore them. But when they come directly from you, they hold more weight—giving you better results.
No Overpriced Middlemen
Most credit repair companies charge $1,000+ for something AI can do instantly. Why pay more when you can get better results for just $39.95/month?
| Feature | CreditMojo.AI | Traditional Repair |
|---|---|---|
| Cost | $39.95 / per month | $1000+ overtime |
| Dispute Letters | AI instantly writes custom letters for you, disputing everything at once. | Generic, copy-paste templates. Disputing 1-2 accounts at a time. |
| Speed | Results in 3-6 months on average. | Takes months to years to see results. |
| Success Rate | Higher results – customer dispute letters come directly from you. | Lower results – lenders often ignore third-party disputes. |
| Transparency & Control | You see exactly what’s disputed. | No visibility into the process. |
| Commitment | No contracts, cancel anytime. | Locked into long-term contracts. |
Dispute Any Account on All 3 Bureaus
Late Payments
Inquiries
Collections
Foreclosures
Reposessions
Bankruptcy
Charge-Offs
Judgements
No need to create an account with each credit bureau.
Credit Mojo brings all three credit bureaus to you.
Fix Your Credit for Less Than Your Phone BilL
Choose Your Plan
MOJO LITE
$39.95/m
We Provide the Letters, You Print and Mail Them
Repair Portal – Access tools to track and manage your disputes.
Full Detailed Credit Monitoring – Monitor your score & changes.
Understanding FICO Course – Learn how credit scores work.
No contracts - cancel anytime
MOJO Mastery
$49.95/m
We Provide the Letters, You Print and Mail Them
Repair Portal – Access tools to track and manage your disputes.
Full Detailed Credit Monitoring – Monitor your score & changes.
Understanding FICO Course – Learn how credit scores work.
7 Days to 740+ Course – Step-by-Step Credit Score Boost Plan
Full Access to Fortress U – Unlock All Credit & Finance Courses
LIVE Weekly Coaching Call – Ask Questions & Get Expert Help
No contracts - cancel anytime
Our History
17+
Years Experience
Pioneered Results-Based Credit Repair
Industry Leaders Since 2008
Expertise Built Into the AI-Powered System
