Let AI Fix Your Credit—You Stay in Control for the Best Results
AI finds inaccurate, outdated, and negative items on your credit report, drafts expert dispute letters, and tells you exactly what to do. Just print, sign, and mail for the best results.
How it Works
Let AI Fix Your Credit—No Contracts, No Hassle, No Expensive Fees.
AI Scans Your
Credit Report
Instantly find inaccurate, outdated, and negative items that qualify for repair.
AI Writes Expert Dispute Letters
Get expertly trained crafted dispute letters backed by proven strategies.
You Simply Print, Sign, and Mail
Because letters come from you, lenders take them seriously—giving you the best chance for success.
Your Credit Report is Included
Our AI imports and analyzes your 3-bureau report
, identifying negative items and creating a custom dispute strategy —all without placing an inquiry on your credit. Smarter, faster, hassle-free credit repair.
Smart Disputes, Better Results—Tailored for Every Account
Not all negative accounts are the same—our AI tailors each dispute based on the type of account, ensuring the best approach for permanent removal. With smart, guided disputes, fixing your credit has never been easier.
Track Your Progress with Real-Time Updates
With CreditMojo.AI, staying on top of your credit repair journey is effortless. Our system monitors disputes across all three bureaus and delivers monthly updates on deleted accounts and your latest credit scores—so you always know where you stand.
Expert Guidance & Coaching for Faster Credit Improvement
Want to boost your credit score the right way? CreditMojo.AI gives you expert-led coaching with step-by-step video guides and real answers from credit pros. No fluff—just the knowledge you need to take control of your credit.
| Feature | CreditMojo.AI | Other DIY Credit Tools | Traditional Credit Repair |
|---|---|---|---|
| AI-Crafted Dispute Letters | ✔ Custom AI-Generated | ✘ Generic Templates | ✘ Manual & Slow |
| Full 3-Bureau Credit Reports | ✔ Included | ✘ Extra Cost | ✘ Not Included |
| Personalized Dispute Strategy | ✔ Tailored for Each Account | ✘ One-Size-Fits-All | ✘ Slow & Outdated |
| Disputes Sent from Your Address | ✔ Yes (More Effective) | ✘ No | ✘ No |
| Real-Time Credit Monitoring | ✔ Included | ✘ Not Included | ✘ Limited |
| No Contracts or Hidden Fees | ✔ Month-to-Month | ✘ Upsells & Fees | ✘ Long-Term Contracts |
| Step-by-Step Coaching | ✔ Included | ✘ No | ✘ Extra Cost |
